Parliment Consulting Services, Inc. (PCS)
is a consulting firm dedicated to supporting community financial institutions throughout the country. PCS focuses on strategic financial planning to help institutions gain and maintain sustainable superior earnings growth.
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Its no-holds-barred retail solutions help to enhance community banks’ franchise. The company’s consulting services include a “best practices” approach to execute and implement retail strategies and to embed them into the asset/liability management process.

Our interactive strategic financial planning sessions explore how to sustain a competitive return on equity; solutions for interest margins under downward pressure; how to manage margins through efficient pricing of loans and deposits; how to manage risk more effectively by using dynamic projected cash flows; a detailed review of risk management elements to satisfy your board and examiners; non-interest income opportunities; solutions for funding a growing balance sheet; a menu of proven ways to drive up your retail deposit balances; retail product differentiation and market segmentation; and much more.

To learn more about our services, please contact Janet Frankl-Lockwood at 508-881-7002 or jflockwood@parlimentconsulting.com